Willis Towers Watson Public Lim (WTW) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Willis Towers Watson Public Lim

NasdaqGS•Financial Services•Insurance Brokers

$307.64-3.35(-0.01%)Market open

Market Cap

$28.92B

P/E

18.5x

P/S

2.9x

P/B

3.8x

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. The company operates through two segments: Health, Wealth & Career and Risk & Broking. It offers strategy and design consulting, plan management service and support, broking and administration services for health, wellbeing, and other group benefit programs, including medical, dental, disability, life, voluntary benefits, and other coverages; actuarial support, plan design, and administrative services for pension and retirement savings plans; retirement consulting services and solutions; and integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services. The company also provides advice, data, software, and products to address clients' total rewards and talent issues; and risk advice, insurance brokerage, and consulting services in the areas of property and casualty, affinity, risk and analytics, aerospace, construction, global markets direct and facultative, financial, executive and professional risks, credit risk solutions, crisis management, surety, marine, and natural resources. In addition, it offers software and technology, risk and capital management, products and product pricing, financial and regulatory reporting, financial and capital modeling, M&A, outsourcing, and business management services. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.

How this company scores

GoodMetricSide Score: 72/100

Strongest: Profitability (22/25); weakest: Balance Sheet & Red Flags (13/25).

Profitability22/25

Growth18/25

Balance Sheet & Red Flags13/25

Cash & Earnings Quality19/25

Strengths

Rising free cash flowStrong marginsHigh ROERising earnings

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 18.5x5y range 6.3x – 221.5x

Currently near its 17-quarter median.

P/S · 2.9x5y range 2.6x – 3.4x

Currently near its 20-quarter median.

P/B · 3.8x5y range 2.2x – 4.3x

Currently above its 20-quarter median.

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

The company posted negative operating margins in recent quarters — core operations are unprofitable.

Earnings Quality

Watch

FCF/Net Income has dropped below 0.7x in 4 quarters — monitor for earnings quality deterioration.

Leverage Risk

Watch

Debt-to-equity has risen 27.9% recently — increasing financial risk even if the current ratio is manageable.

Cash Burn

Watch

FCF turned negative in 2 of the last 8 quarters — occasional cash consumption.

Price & Volume

Market Cap $28.92B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $10.10B
Q. Revenue: $2.47B
TTM EBITDA: $2.58B
TTM Op. Income: $2.25B
Q. Op. Income: $364.00M
TTM Net Income: $1.56B
Q. Net Income: $229.00M
EPS: $2.43
Shares Out.: $94.00M

$10.10B in TTM revenue grew 3.0% YoY, reaching $2.47B last quarter. TTM EBITDA of $2.58B and TTM operating income of $2.25B show growth is flowing through to the bottom line. TTM net income of $1.56B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 2 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 17.0%
Op. Margin: 14.8%
Net Margin: 9.3%

Op. margin of 14.8% is down 1.5% YoY — costs are rising relative to revenue. Net margin at 9.3% Across the last 8 quarters, operating margin has fallen for 2 consecutive quarters — a weakening trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 18.5x
P/S Ratio: 2.9x
P/B Ratio: 3.8x

At 18.5x P/E, the stock trades within typical market levels. P/S of 2.9x and P/B of 3.8x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Over the past year, P/E is down 92% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $30.56B
Cash: $1.63B
Long-Term Debt: $5.78B
Book Value: $7.69B
D/E Ratio: 0.8
Debt/EBITDA: 13.8

With $30.56B in assets and $5.78B in long-term debt, D/E is 0.8and book value is $7.69B — a conservative capital structure with a cushion to weather downturns. Over the past year, debt/equity is up 28% — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $484.00M
TTM Free Cash Flow: $1.69B
FCF Margin: 16.7%
FCF / Net Income: 1.1

TTM FCF of $1.69B on $484.00M in operating cash flow. The FCF / Net Income ratio of 1.1x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has risen for 4 consecutive quarters — an improving trend.