JP Morgan Chase & (JPM) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

JP Morgan Chase &

NYSE•Financial Services•Banks - Diversified

$349.31+0.39(<0.01%)After hours

Market Cap

$932.86B

P/E

14.3x

P/S

3.1x

P/B

2.5x

JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management solutions, prime brokerage, clearing, and research; and fund services, liquidity and trading services, and data solutions products for large corporations, financial institutions, merchants, start-ups, small and midsized companies, local governments, municipalities, nonprofits, and commercial real estate clients. In addition, the company offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; retirement products and services, estate planning, lending, deposits, and investment management products to high-net-worth clients; and financial transaction processing. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.

How this company scores

GoodMetricSide Score: 62/100

Strongest: Profitability (25/25); weakest: Cash & Earnings Quality (3/25).

Profitability25/25

Growth21/25

Balance Sheet & Red Flags13/25

Cash & Earnings Quality3/25

Strengths

Strong marginsHigh ROERising earningsProfit converts from growth

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 14.3x5y range 8.3x – 15.5x

Currently above its 20-quarter median.

P/S · 3.1x5y range 1.9x – 3.9x

Currently near its 20-quarter median.

P/B · 2.5x5y range 1.1x – 2.5x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Earnings Quality

Red Flag

Free cash flow has been negative in 5 of the last 8 quarters — earnings are not translating to cash.

Cash Burn

Watch

5 of the last 8 quarters had negative FCF — inconsistent cash generation raises sustainability concerns.

Price & Volume

Market Cap $932.86B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $297.63B
Q. Revenue: $82.46B
TTM EBITDA: $93.16B
TTM Op. Income: $83.90B
Q. Op. Income: $27.52B
TTM Net Income: $65.07B
Q. Net Income: $21.16B
EPS: $7.71
Shares Out.: $2.69B

$297.63B in TTM revenue grew 8.0% YoY, reaching $82.46B last quarter. TTM EBITDA of $93.16B and TTM operating income of $83.90B show growth is flowing through to the bottom line. TTM net income of $65.07B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 4 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 36.2%
Op. Margin: 33.4%
Net Margin: 25.7%

Op. margin of 33.4% is up 7.2% YoY — cost efficiency is improving. Net margin at 25.7% Across the last 8 quarters, operating margin has risen for 2 consecutive quarters — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 14.3x
P/S Ratio: 3.1x
P/B Ratio: 2.5x

At 14.3x P/E, the stock trades below typical market levels. P/S of 3.1x and P/B of 2.5x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is up 0% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $5.02T
Cash: $309.81B
Long-Term Debt: $460.52B
Book Value: $374.60B
D/E Ratio: 1.2
Debt/EBITDA: 15.4

With $5.02T in assets and $460.52B in long-term debt, D/E is 1.2and book value is $374.60B — moderate leverage. Over the past year, debt/equity is up 5% — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $-25.28B
TTM Free Cash Flow: $-162.53B
FCF Margin: -54.6%
FCF / Net Income: -2.5

TTM FCF of $-162.53B on $-25.28B in operating cash flow. The FCF / Net Income ratio of -2.5x means the business consumes cash — it is not yet self-funding. Over the past year, free cash flow is down 9% — a weakening trend.