WesBanco (WSBC) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

WesBanco

NasdaqGS•Financial Services•Banks - Regional

$39.37+0.18(<0.01%)Market closed

Market Cap

$3.78B

P/E

10.6x

P/S

2.5x

P/B

0.9x

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing demand, money market, and savings deposit accounts, as well as certificates of deposit; and offers land and construction, improved property, commercial and industrial, residential real estate mortgage, and consumer loans, as well as home equity lines of credit and overdrafts. It also provides mutual funds and annuities; and property, casualty, life, and title insurance services, as well as holds commercial real estate properties and investment securities. In addition, the company offers letters of credit and international wire services, as well as operates as an investment adviser to a family of mutual funds. It operates through branches and ATM machines in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, Michigan, and Maryland. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.

How this company scores

ExcellentMetricSide Score: 83/100

Strongest: Cash & Earnings Quality (24/25); weakest: Balance Sheet & Red Flags (16/25).

Profitability21/25

Growth22/25

Balance Sheet & Red Flags16/25

Cash & Earnings Quality24/25

Strengths

Growing revenueRising free cash flowStrong marginsRising earnings

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 10.6x5y range 7.9x – 22.4x

Currently near its 20-quarter median.

P/S · 2.5x5y range 1.8x – 3.6x

Currently near its 20-quarter median.

P/B · 0.9x5y range 0.6x – 0.9x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

The company posted negative operating margins in recent quarters — core operations are unprofitable.

Share Dilution

Red Flag

Shares outstanding increased 48.9% — significant dilution, likely from stock compensation or capital raises.

Price & Volume

Market Cap $3.78B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $1.52B
Q. Revenue: $386.68M
TTM EBITDA: $467.95M
TTM Op. Income: $446.88M
Q. Op. Income: $117.52M
TTM Net Income: $355.99M
Q. Net Income: $92.68M
EPS: $0.92
Shares Out.: $96.03M

$1.52B in TTM revenue grew 31.3% YoY, reaching $386.68M last quarter. TTM EBITDA of $467.95M and TTM operating income of $446.88M show growth is flowing through to the bottom line. TTM net income of $355.99M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 71.3%
EBITDA Margin: 32.2%
Op. Margin: 30.4%
Net Margin: 24.0%

Op. margin of 30.4% is up 11.7% YoY — cost efficiency is improving. Net margin at 24.0% and gross margin of 71.3% show how much of each revenue dollar survives to profit. Across the last 8 quarters, operating margin has risen for 5 consecutive quarters — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 10.6x
P/S Ratio: 2.5x
P/B Ratio: 0.9x

At 10.6x P/E, the stock trades below typical market levels. P/S of 2.5x and P/B of 0.9x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is down 53% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $27.80B
Cash: $871.77M
Long-Term Debt: $1.35B
Book Value: $4.11B
D/E Ratio: 0.3
Debt/EBITDA: 10.8

With $27.80B in assets and $1.35B in long-term debt, D/E is 0.3and book value is $4.11B — a conservative capital structure with a cushion to weather downturns. Over the past year, debt/equity is down 28% — a weakening trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $77.71M
TTM Free Cash Flow: $396.74M
FCF Margin: 26.0%
FCF / Net Income: 1.1

TTM FCF of $396.74M on $77.71M in operating cash flow. The FCF / Net Income ratio of 1.1x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is up 112% — a weakening trend.