Stewart Information Services (STC) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Stewart Information Services

NYSE•Financial Services•Insurance - Property & Casualty

$65.57-0.39(-0.01%)Pre-market

Market Cap

$1.99B

P/E

14.8x

P/S

0.6x

P/B

1.2x

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

How this company scores

GoodMetricSide Score: 73/100

Strongest: Cash & Earnings Quality (23/25); weakest: Balance Sheet & Red Flags (14/25).

Profitability14/25

Growth22/25

Balance Sheet & Red Flags14/25

Cash & Earnings Quality23/25

Strengths

Growing revenueRising free cash flowRising earningsCash-backed earnings

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 14.8x5y range 6.2x – 67.7x

Currently below its 20-quarter median.

P/S · 0.6x5y range 0.6x – 0.9x

Currently near its 20-quarter median.

P/B · 1.2x5y range 1.1x – 1.7x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Cash Burn

Watch

FCF turned negative in 2 of the last 8 quarters — occasional cash consumption.

Share Dilution

Red Flag

Shares outstanding increased 9.9% — significant dilution, likely from stock compensation or capital raises.

Price & Volume

Market Cap $1.99B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $3.27B
Q. Revenue: $899.24M
TTM EBITDA: $248.60M
TTM Op. Income: $183.51M
Q. Op. Income: $51.67M
TTM Net Income: $134.72M
Q. Net Income: $37.22M
EPS: $1.22
Shares Out.: $30.44M

$3.27B in TTM revenue grew 22.5% YoY, reaching $899.24M last quarter. TTM EBITDA of $248.60M and TTM operating income of $183.51M show growth is flowing through to the bottom line. TTM net income of $134.72M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 7.7%
Op. Margin: 5.7%
Net Margin: 4.1%

Op. margin of 5.7% is down 0.6% YoY — costs are rising relative to revenue. Net margin at 4.1% Over the past year, operating margin is down 10% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 14.8x
P/S Ratio: 0.6x
P/B Ratio: 1.2x

At 14.8x P/E, the stock trades below typical market levels. P/S of 0.6x and P/B of 1.2x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is down 29% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $3.29B
Cash: $261.63M
Long-Term Debt: N/A
Book Value: $1.66B
D/E Ratio: N/A
Debt/EBITDA: 0.0

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $60.50M
TTM Free Cash Flow: $149.97M
FCF Margin: 4.6%
FCF / Net Income: 1.1

TTM FCF of $149.97M on $60.50M in operating cash flow. The FCF / Net Income ratio of 1.1x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is up 26% — a weakening trend.