Stifel Financial (SF) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Stifel Financial

NYSE•Financial Services•Capital Markets

$81.49-0.79(-0.01%)Market closed

Market Cap

$11.69B

P/E

12.3x

P/S

1.7x

P/B

1.9x

Stifel Financial Corp. operates as the bank holding company for Stifel, Nicolaus & Company, Incorporated that provides retail and institutional wealth management, and investment banking services to individual, corporations, municipalities, and institutions in the United States, the United Kingdom, Canada, and internationally. It operates in three segments: Global Wealth Management, Institutional Group, and Other. The company provides private client services, including securities transaction and financial planning services; securities brokerage services, such as the sale of equities, mutual funds, fixed income products, and insurance; institutional equity and fixed income sales, trading and research, and municipal finance services; investment banking services, such as mergers and acquisitions, public offerings, and private placements; and retail and commercial banking services comprising personal and commercial lending programs, as well as deposit accounts. It participates in and manages underwritings for corporate and public finance; and offers financial advisory and securities brokerage services. The company was founded in 1890 and is headquartered in Saint Louis, Missouri.

How this company scores

GoodMetricSide Score: 77/100

Strongest: Growth (23/25); weakest: Cash & Earnings Quality (14/25).

Profitability22/25

Growth23/25

Balance Sheet & Red Flags18/25

Cash & Earnings Quality14/25

Strengths

Strong marginsHigh ROERising earningsLow leverage

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 12.3x5y range 7.6x – 19.1x

Currently near its 20-quarter median.

P/S · 1.7x5y range 1.2x – 2.1x

Currently near its 20-quarter median.

P/B · 1.9x5y range 1.1x – 2.2x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

Some Concerns

Earnings Quality

Watch

FCF/Net Income has dropped below 0.7x in 3 quarters — monitor for earnings quality deterioration.

Cash Burn

Watch

FCF turned negative in 2 of the last 8 quarters — occasional cash consumption.

Price & Volume

Market Cap $11.69B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $6.69B
Q. Revenue: $1.64B
TTM EBITDA: $1.28B
TTM Op. Income: $1.22B
Q. Op. Income: $299.44M
TTM Net Income: $953.63M
Q. Net Income: $226.48M
EPS: $1.41
Shares Out.: $154.23M

$6.69B in TTM revenue grew 11.0% YoY, reaching $1.64B last quarter. TTM EBITDA of $1.28B and TTM operating income of $1.22B show growth is flowing through to the bottom line. TTM net income of $953.63M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 88.5%
EBITDA Margin: 18.8%
Op. Margin: 18.3%
Net Margin: 13.8%

Op. margin of 18.3% is up 3.9% YoY — cost efficiency is improving. Net margin at 13.8% and gross margin of 88.5% show how much of each revenue dollar survives to profit. Over the past year, operating margin is up 27% — a weakening trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 12.3x
P/S Ratio: 1.7x
P/B Ratio: 1.9x

At 12.3x P/E, the stock trades below typical market levels. P/S of 1.7x and P/B of 1.9x provide additional context. P/E sits below typical market levels while revenue is growing. Across the last 8 quarters, P/E has fallen for 2 consecutive quarters — an improving trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $44.91B
Cash: $2.19B
Long-Term Debt: $617.86M
Book Value: $6.01B
D/E Ratio: 0.1
Debt/EBITDA: 2.0

With $44.91B in assets and $617.86M in long-term debt, D/E is 0.1and book value is $6.01B — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has fallen for 5 consecutive quarters — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $76.12M
TTM Free Cash Flow: $360.97M
FCF Margin: 5.4%
FCF / Net Income: 0.4

TTM FCF of $360.97M on $76.12M in operating cash flow. The FCF / Net Income ratio of 0.4x means cash covers only part of net income — earnings quality needs attention. Across the last 8 quarters, free cash flow has fallen for 3 consecutive quarters — a weakening trend.