RenaissanceRe Holdings (RNR) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

RenaissanceRe Holdings

NYSE•Financial Services•Insurance - Reinsurance

$327.88-0.55(<0.01%)Market open

Market Cap

$13.60B

P/E

5.2x

P/S

1.2x

P/B

1.2x

RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance contracts to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, transactional liability, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism. The company distributes products and services primarily through intermediaries. It invests in and manages funds. RenaissanceRe Holdings Ltd. was incorporated in 1993 and is headquartered in Pembroke, Bermuda.

How this company scores

GoodMetricSide Score: 72/100

Strongest: Profitability (25/25); weakest: Growth (12/25).

Profitability25/25

Growth12/25

Balance Sheet & Red Flags17/25

Cash & Earnings Quality18/25

Strengths

Strong marginsHigh ROERising earningsLow leverage

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 5.2x5y range 3.8x – 20.5x

Currently near its 13-quarter median.

P/S · 1.2x5y range 0.9x – 1.6x

Currently near its 20-quarter median.

P/B · 1.2x5y range 1.0x – 1.5x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

Some Concerns

Revenue Decline

Watch

Revenue has softened, declining in 4 quarters. Watch for further erosion.

Price & Volume

Market Cap $13.60B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $11.13B
Q. Revenue: $2.77B
TTM EBITDA: $10.64B
TTM Op. Income: $10.71B
Q. Op. Income: $2.67B
TTM Net Income: $2.63B
Q. Net Income: $663.08M
EPS: N/A
Shares Out.: $41.38M

$11.13B in TTM revenue declined 14.0% YoY, reaching $2.77B last quarter. TTM EBITDA of $10.64B and TTM operating income of $10.71B show growth is flowing through to the bottom line. TTM net income of $2.63B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has fallen for 2 consecutive quarters — a weakening trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 95.7%
Op. Margin: 96.6%
Net Margin: 23.9%

Op. margin of 96.6% is up 0.5% YoY — cost efficiency is improving. Net margin at 23.9% Over the past year, operating margin is up 1% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 5.2x
P/S Ratio: 1.2x
P/B Ratio: 1.2x

At 5.2x P/E, the stock trades below typical market levels. P/S of 1.2x and P/B of 1.2x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Over the past year, P/E is down 10% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $55.20B
Cash: $1.30B
Long-Term Debt: $2.33B
Book Value: $11.82B
D/E Ratio: 0.2
Debt/EBITDA: 0.9

With $55.20B in assets and $2.33B in long-term debt, D/E is 0.2and book value is $11.82B — a conservative capital structure with a cushion to weather downturns. Over the past year, debt/equity is down 6% — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $852.36M
TTM Free Cash Flow: $3.61B
FCF Margin: 32.4%
FCF / Net Income: 1.4

TTM FCF of $3.61B on $852.36M in operating cash flow. The FCF / Net Income ratio of 1.4x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is down 7% — a weakening trend.