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PulteGroup (PHM) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

PulteGroup
NYSE•Consumer Cyclical•Residential Construction
$126.88-4.41(-0.03%)After hours
Market Cap
$24.50B
P/E
13.6x
P/S
1.5x
P/B
1.9x

PulteGroup, Inc., through its subsidiaries, engages in the homebuilding business in the United States. The company is involved in the acquisition and development of land primarily for residential purposes, as well as construction of housing; and sale of single-family detached homes; and attached homes, such as townhomes, condominiums, and duplexes under the Centex, Pulte Homes, Del Webb, DiVosta Homes, and John Wieland Homes and Neighborhoods brands. It also engages in the mortgage banking, title, and insurance agency operations. PulteGroup, Inc. was founded in 1950 and is headquartered in Atlanta, Georgia.

C

How this company scores

AverageMetricSide Score: 45/100

Strongest: Balance Sheet & Red Flags (15/25); weakest: Growth (5/25).

Profitability14/25
Growth5/25
Balance Sheet & Red Flags15/25
Cash & Earnings Quality11/25
Strengths
Strong marginsInterest easily coveredNet cash positionNo share dilution

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 13.6x5y range 3.7x – 13.7x
P/E 13.6x · above its 20-quarter median

Currently above its 20-quarter median.

P/S · 1.5x5y range 0.5x – 1.7x
P/S 1.5x · above its 20-quarter median

Currently above its 20-quarter median.

P/B · 1.9x5y range 1.1x – 2.6x
P/B 1.9x · near its 20-quarter median

Currently near its 20-quarter median.

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

Operating margins dropped 21.6% over recent quarters — a sharp decline suggesting serious cost or pricing challenges.

Earnings Quality

Red Flag

FCF consistently trails net income (avg 0.6x) — earnings may be inflated by non-cash items or aggressive accounting.

Revenue Decline

Red Flag

Revenue declined in 7 of the last 7 quarters — persistent contraction signals a fundamental problem.

Price & Volume
Market Cap $24.50B

Metrics at a Glance

as of September 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue
$15.98B
7Q
Q. Revenue
$3.97B
10%
TTM EBITDA
$2.53B
7Q
TTM Op. Income
$2.42B
7Q
Q. Op. Income
$605.51M
21%
TTM Net Income
$1.80B
7Q
Q. Net Income
$475.73M
2Q
EPS
$2.55
2Q
Shares Out.
$186.63M
7Q
$15.98B in TTM revenue declined 9.3% YoY, reaching $3.97B last quarter. TTM EBITDA of $2.53B and TTM operating income of $2.42B show growth is flowing through to the bottom line. TTM net income of $1.80B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has fallen for 7 consecutive quarters — a weakening trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin
26.8%
2Q
EBITDA Margin
15.9%
12%
Op. Margin
15.2%
12%
Net Margin
12.0%
2Q
Op. margin of 15.2% is down 2.2% YoY — costs are rising relative to revenue. Net margin at 12.0% and gross margin of 26.8% show how much of each revenue dollar survives to profit. Over the past year, operating margin is down 12% — a weakening trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio
13.6x
37%
P/S Ratio
1.5x
3%
P/B Ratio
1.9x
8%
At 13.6x P/E, the stock trades below typical market levels. P/S of 1.5x and P/B of 1.9x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Over the past year, P/E is up 37% — an improving trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets
$18.48B
6Q
Cash
$1.37B
6%
Long-Term Debt
N/A
Book Value
$13.10B
2Q
D/E Ratio
N/A
Debt/EBITDA
0.0

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow
$460.16M
32%
TTM Free Cash Flow
$1.30B
2Q
FCF Margin
8.1%
2Q
FCF / Net Income
0.7
2Q
TTM FCF of $1.30B on $460.16M in operating cash flow. The FCF / Net Income ratio of 0.7x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has fallen for 2 consecutive quarters — a weakening trend.

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