PulteGroup (PHM) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

PulteGroup

NYSE•Consumer Cyclical•Residential Construction

$118.84+1.29(0.01%)After hours

Market Cap

$22.51B

P/E

11.8x

P/S

1.4x

P/B

1.7x

PulteGroup, Inc., through its subsidiaries, engages in the homebuilding business in the United States. The company is involved in the acquisition and development of land primarily for residential purposes, as well as construction of housing; and sale of single-family detached homes; and attached homes, such as townhomes, condominiums, and duplexes under the Centex, Pulte Homes, Del Webb, DiVosta Homes, and John Wieland Homes and Neighborhoods brands. It also engages in the mortgage banking, title, and insurance agency operations. PulteGroup, Inc. was founded in 1950 and is headquartered in Atlanta, Georgia.

How this company scores

AverageMetricSide Score: 56/100

Strongest: Cash & Earnings Quality (18/25); weakest: Growth (6/25).

Profitability17/25

Growth6/25

Balance Sheet & Red Flags15/25

Cash & Earnings Quality18/25

Strengths

Strong marginsInterest easily coveredNet cash positionImproving margins

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 11.8x5y range 3.7x – 11.8x

Currently above its 20-quarter median.

P/S · 1.4x5y range 0.5x – 1.7x

Currently near its 20-quarter median.

P/B · 1.7x5y range 1.1x – 2.6x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

Operating margins dropped 21.5% over recent quarters — a sharp decline suggesting serious cost or pricing challenges.

Earnings Quality

Red Flag

FCF consistently trails net income (avg 0.6x) — earnings may be inflated by non-cash items or aggressive accounting.

Price & Volume

Market Cap $22.51B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $16.41B
Q. Revenue: $3.98B
TTM EBITDA: $2.69B
TTM Op. Income: $2.58B
Q. Op. Income: $618.52M
TTM Net Income: $1.91B
Q. Net Income: $472.00M
EPS: $2.49
Shares Out.: $189.39M

$16.41B in TTM revenue declined 7.3% YoY, reaching $3.98B last quarter. TTM EBITDA of $2.69B and TTM operating income of $2.58B show growth is flowing through to the bottom line. TTM net income of $1.91B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has fallen for 6 consecutive quarters — a weakening trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 26.6%
EBITDA Margin: 16.2%
Op. Margin: 15.5%
Net Margin: 11.9%

Op. margin of 15.5% is down 2.8% YoY — costs are rising relative to revenue. Net margin at 11.9% and gross margin of 26.6% show how much of each revenue dollar survives to profit. Over the past year, operating margin is down 15% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 11.8x
P/S Ratio: 1.4x
P/B Ratio: 1.7x

At 11.8x P/E, the stock trades below typical market levels. P/S of 1.4x and P/B of 1.7x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Across the last 8 quarters, P/E has risen for 5 consecutive quarters — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $18.26B
Cash: $1.34B
Long-Term Debt: N/A
Book Value: $13.01B
D/E Ratio: N/A
Debt/EBITDA: 0.0

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $17.05M
TTM Free Cash Flow: $1.51B
FCF Margin: 9.2%
FCF / Net Income: 0.8

TTM FCF of $1.51B on $17.05M in operating cash flow. The FCF / Net Income ratio of 0.8x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is up 15% — a weakening trend.