Health score, price, valuation, risk signals, and key metrics at a glance.
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.
Grade capped at D — Negative equity — the balance sheet is insolvent. Strongest: Cash & Earnings Quality (18/25); weakest: Balance Sheet & Red Flags (11/25).
Today's multiple positioned against its own trailing range — a visual premium/discount check.
Data-driven signals worth keeping an eye on across the last 8 quarters
Shares outstanding increased 47.1% — significant dilution, likely from stock compensation or capital raises.
as of September 2026
Revenue, EBITDA, operating income, net income, EPS, and shares
Gross, EBITDA, operating, and net margin trends
P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield
Total assets, cash, debt, book value, and leverage
Operating cash flow, free cash flow, FCF margin, and earnings quality
