J. Jill (JILL) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

J. Jill

NYSE•Consumer Cyclical•Apparel Retail

$19.84-0.14(-0.01%)Pre-market

Market Cap

$357.01M

P/E

13.2x

P/S

0.6x

P/B

2.6x

J.Jill, Inc. operates as an omnichannel retailer for women's apparel in the United States. It offers apparel, footwear, and accessories, such as jewelry, bags, belts, shoes, and scarves. The company sells its products under the J.Jill and three sub-brands, including Pure Jill, Wearever, and Fit brands through ecommerce platform and catalog, as well as its retail stores. The company was founded in 1959 and is headquartered in Quincy, Massachusetts.

How this company scores

GoodMetricSide Score: 66/100

Strongest: Balance Sheet & Red Flags (23/25); weakest: Growth (5/25).

Profitability15/25

Growth5/25

Balance Sheet & Red Flags23/25

Cash & Earnings Quality23/25

Strengths

Rising free cash flowHigh ROEInterest easily coveredCash-backed earnings

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 13.2x5y range 4.7x – 49.0x

Currently above its 18-quarter median.

P/S · 0.6x5y range 0.3x – 0.8x

Currently near its 20-quarter median.

P/B · 2.6x5y range 1.5x – 106.0x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

Operating margins dropped 20.3% over recent quarters — a sharp decline suggesting serious cost or pricing challenges.

Earnings Quality

Watch

FCF/Net Income has dropped below 0.7x in 3 quarters — monitor for earnings quality deterioration.

Price & Volume

Market Cap $357.01M

Metrics at a Glance

as of August 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $588.19M
Q. Revenue: $154.83M
TTM EBITDA: $68.66M
TTM Op. Income: $47.81M
Q. Op. Income: $24.28M
TTM Net Income: $27.15M
Q. Net Income: $16.77M
EPS: $1.12
Shares Out.: $14.91M

$588.19M in TTM revenue declined 2.2% YoY, reaching $154.83M last quarter. TTM EBITDA of $68.66M and TTM operating income of $47.81M show growth is flowing through to the bottom line. TTM net income of $27.15M means revenue is converting into profit. Over the past year, TTM revenue is down 2% — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 76.8%
EBITDA Margin: 18.9%
Op. Margin: 15.7%
Net Margin: 10.8%

Op. margin of 15.7% is up 4.8% YoY — cost efficiency is improving. Net margin at 10.8% and gross margin of 76.8% show how much of each revenue dollar survives to profit. Across the last 8 quarters, operating margin has risen for 2 consecutive quarters — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 13.2x
P/S Ratio: 0.6x
P/B Ratio: 2.6x

At 13.2x P/E, the stock trades below typical market levels. P/S of 0.6x and P/B of 2.6x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Across the last 8 quarters, P/E has risen for 4 consecutive quarters — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $457.78M
Cash: $76.90M
Long-Term Debt: $71.20M
Book Value: $139.82M
D/E Ratio: 0.5
Debt/EBITDA: 2.4

With $457.78M in assets and $71.20M in long-term debt, D/E is 0.5and book value is $139.82M — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has fallen for 2 consecutive quarters — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $46.27M
TTM Free Cash Flow: $48.64M
FCF Margin: 8.3%
FCF / Net Income: 1.8

TTM FCF of $48.64M on $46.27M in operating cash flow. The FCF / Net Income ratio of 1.8x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is up 34% — an improving trend.