Health score, price, valuation, risk signals, and key metrics at a glance.
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.
Strongest: Profitability (25/25); weakest: Balance Sheet & Red Flags (9/25).
Today's multiple positioned against its own trailing range — a visual premium/discount check.
Currently near its 5-quarter median.
Data-driven signals worth keeping an eye on across the last 8 quarters
Operating margins declined 5.4% — watch for continued compression, which may signal competitive or cost pressure.
D/E ratio of 3.0 is elevated. Watch for further debt accumulation.
as of June 2026
Revenue, EBITDA, operating income, net income, EPS, and shares
Gross, EBITDA, operating, and net margin trends
P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield
Total assets, cash, debt, book value, and leverage
Operating cash flow, free cash flow, FCF margin, and earnings quality
Shares outstanding increased 2067.7% — significant dilution, likely from stock compensation or capital raises.
