Investors Title (ITIC) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Investors Title

NasdaqGS•Financial Services•Insurance - Specialty

$297.97-1.62(-0.01%)Market closed

Market Cap

$545.63M

P/E

13.5x

P/S

1.9x

P/B

1.9x

Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company operates through Title Insurance and Exchange Services segments. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of real property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it acts as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.

How this company scores

GoodMetricSide Score: 78/100

Strongest: Profitability (23/25); weakest: Balance Sheet & Red Flags (15/25).

Profitability23/25

Growth20/25

Balance Sheet & Red Flags15/25

Cash & Earnings Quality20/25

Strengths

Rising free cash flowStrong marginsRising earningsInterest easily covered

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 13.5x5y range 5.5x – 15.3x

Currently near its 20-quarter median.

P/S · 1.9x5y range 0.9x – 1.9x

Currently above its 20-quarter median.

P/B · 1.9x5y range 1.1x – 1.9x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Earnings Quality

Red Flag

FCF consistently trails net income (avg 0.6x) — earnings may be inflated by non-cash items or aggressive accounting.

Price & Volume

Market Cap $545.63M

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $293.06M
Q. Revenue: $86.50M
TTM EBITDA: $56.30M
TTM Op. Income: $51.86M
Q. Op. Income: $19.45M
TTM Net Income: $40.43M
Q. Net Income: $14.63M
EPS: $7.75
Shares Out.: $1.89M

$293.06M in TTM revenue grew 8.7% YoY, reaching $86.50M last quarter. TTM EBITDA of $56.30M and TTM operating income of $51.86M show growth is flowing through to the bottom line. TTM net income of $40.43M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 2 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 23.8%
Op. Margin: 22.5%
Net Margin: 16.9%

Op. margin of 22.5% is up 1.0% YoY — cost efficiency is improving. Net margin at 16.9% Over the past year, operating margin is up 5% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 13.5x
P/S Ratio: 1.9x
P/B Ratio: 1.9x

At 13.5x P/E, the stock trades below typical market levels. P/S of 1.9x and P/B of 1.9x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is up 12% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $380.13M
Cash: $20.46M
Long-Term Debt: N/A
Book Value: $286.57M
D/E Ratio: N/A
Debt/EBITDA: 0.0

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $8.13M
TTM Free Cash Flow: $26.32M
FCF Margin: 9.0%
FCF / Net Income: 0.7

TTM FCF of $26.32M on $8.13M in operating cash flow. The FCF / Net Income ratio of 0.7x means cash covers only part of net income — earnings quality needs attention. Over the past year, free cash flow is up 15% — a weakening trend.