Hope Bancorp (HOPE) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Hope Bancorp

NasdaqGS•Financial Services•Banks - Regional

$13.86+0.03(<0.01%)Market open

Market Cap

$1.80B

P/E

13.8x

P/S

1.8x

P/B

0.8x

Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States. It accepts personal and business checking, money market, savings, time deposit, and individual retirement accounts. The company offers loans comprising commercial and industrial loans to businesses for various purposes, such as working capital, purchasing inventory, debt refinancing, business acquisitions, international trade finance, other business-related financing, and syndicated and leveraged loans services; commercial real estate loans; residential mortgage loans; small business administration loans; and consumer loans, such as single-family mortgage, home equity, automobile, credit card, and personal loans. In addition, it provides internet banking and bill-pay, remote deposit capture, lock box, and automated clearing house origination services; treasury management services; foreign currency exchange transactions; interest rate contracts and wealth management services; automated teller machine services; and engages in investment activities. Hope Bancorp, Inc. was founded in 1986 and is headquartered in Los Angeles, California.

How this company scores

WeakMetricSide Score: 78/100

Grade capped at D — Interest coverage below 1× (0.4x) — earnings cannot cover interest. Strongest: Cash & Earnings Quality (25/25); weakest: Balance Sheet & Red Flags (16/25).

Profitability21/25

Growth16/25

Balance Sheet & Red Flags16/25

Cash & Earnings Quality25/25

Strengths

Rising free cash flowStrong marginsRising earningsLow leverage

Grade capped at D

Interest coverage below 1× (0.4x) — earnings cannot cover interest.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 13.8x5y range 5.6x – 32.9x

Currently above its 20-quarter median.

P/S · 1.8x5y range 1.0x – 3.1x

Currently near its 20-quarter median.

P/B · 0.8x5y range 0.5x – 1.0x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

The company posted negative operating margins in recent quarters — core operations are unprofitable.

Revenue Decline

Watch

Revenue has softened, declining in 3 quarters. Watch for further erosion.

Price & Volume

Market Cap $1.80B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $1.02B
Q. Revenue: $255.03M
TTM EBITDA: $276.28M
TTM Op. Income: $159.83M
Q. Op. Income: $42.59M
TTM Net Income: $130.94M
Q. Net Income: $33.03M
EPS: $0.26
Shares Out.: $127.78M

$1.02B in TTM revenue grew 8.8% YoY, reaching $255.03M last quarter. TTM EBITDA of $276.28M and TTM operating income of $159.83M show growth is flowing through to the bottom line. TTM net income of $130.94M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 4 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 58.0%
EBITDA Margin: 21.8%
Op. Margin: 16.7%
Net Margin: 13.0%

Op. margin of 16.7% is up 30.5% YoY — cost efficiency is improving. Net margin at 13.0% and gross margin of 58.0% show how much of each revenue dollar survives to profit. Over the past year, operating margin is up 221% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 13.8x
P/S Ratio: 1.8x
P/B Ratio: 0.8x

At 13.8x P/E, the stock trades below typical market levels. P/S of 1.8x and P/B of 0.8x provide additional context. P/E sits below typical market levels while revenue is growing. Across the last 8 quarters, P/E has fallen for 4 consecutive quarters — an improving trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $18.99B
Cash: $640.44M
Long-Term Debt: $111.67M
Book Value: $2.30B
D/E Ratio: 0.0
Debt/EBITDA: 2.0

With $18.99B in assets and $111.67M in long-term debt, D/E is 0.0and book value is $2.30B — a conservative capital structure with a cushion to weather downturns. Over the past year, debt/equity is down 2% — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $60.40M
TTM Free Cash Flow: $188.35M
FCF Margin: 18.5%
FCF / Net Income: 1.4

TTM FCF of $188.35M on $60.40M in operating cash flow. The FCF / Net Income ratio of 1.4x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is up 36% — an improving trend.