Hilton Grand Vacations (HGV) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Hilton Grand Vacations

NYSE•Consumer Cyclical•Resorts & Casinos

$41.76+0.76(0.02%)After hours

Market Cap

$3.15B

P/E

7.6x

P/S

0.5x

P/B

2.4x

Hilton Grand Vacations Inc. develops, markets, sells, manages, and operates the resorts, timeshare plans, and ancillary reservation services under the Hilton Grand Vacations brand in the United States, Japan, and Europe. The company operates through two segments: Real Estate Sales and Financing, and Resort Operations and Club Management segments. The Real Estate Sales and Financing segment market and sells the VOIs, and source VOIs through fee-for-service agreements; and provides consumer financing and services loans. The Resort Operations and Club Management segment manages and operates the clubs which provides exchange, leisure travel, and reservation services, as well as engages in the rental of inventory made available due to ownership exchanges through its club programs, and provides ancillary services including food and beverage, retail and spa at timeshare properties. Hilton Grand Vacations Inc. was founded in 1992 and is headquartered in Orlando, Florida.

How this company scores

ExcellentMetricSide Score: 84/100

Strongest: Profitability (25/25); weakest: Balance Sheet & Red Flags (9/25).

Profitability25/25

Growth25/25

Balance Sheet & Red Flags9/25

Cash & Earnings Quality25/25

Strengths

Growing revenueRising free cash flowStrong marginsHigh ROE

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 7.6x5y range 7.6x – 105.1x

Currently below its 20-quarter median.

P/S · 0.5x5y range 0.5x – 1.6x

Currently below its 20-quarter median.

P/B · 2.4x5y range 1.9x – 3.9x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Earnings Quality

Watch

FCF/Net Income has dropped below 0.7x in 3 quarters — monitor for earnings quality deterioration.

Leverage Risk

Red Flag

D/E ratio is 3.7 — heavily leveraged and vulnerable to rising rates or cash flow dips.

Price & Volume

Market Cap $3.15B

Metrics at a Glance

as of September 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $5.94B
Q. Revenue: $1.96B
TTM EBITDA: $1.19B
TTM Op. Income: $893.00M
Q. Op. Income: $492.00M
TTM Net Income: $417.00M
Q. Net Income: $291.00M
EPS: $3.78
Shares Out.: $76.90M

$5.94B in TTM revenue grew 18.8% YoY, reaching $1.96B last quarter. TTM EBITDA of $1.19B and TTM operating income of $893.00M show growth is flowing through to the bottom line. TTM net income of $417.00M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 4 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 28.7%
Op. Margin: 25.1%
Net Margin: 14.8%

Op. margin of 25.1% is up 15.8% YoY — cost efficiency is improving. Net margin at 14.8% Over the past year, operating margin is up 170% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 7.6x
P/S Ratio: 0.5x
P/B Ratio: 2.4x

At 7.6x P/E, the stock trades below typical market levels. P/S of 0.5x and P/B of 2.4x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is down 90% — an improving trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $11.80B
Cash: $227.00M
Long-Term Debt: $4.88B
Book Value: $1.31B
D/E Ratio: 3.7
Debt/EBITDA: 8.7

With $11.80B in assets and $4.88B in long-term debt, D/E is 3.7and book value is $1.31B — elevated leverage, meaning significant financial risk in a downturn. Over the past year, debt/equity is up 10% — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $87.00M
TTM Free Cash Flow: $473.00M
FCF Margin: 8.0%
FCF / Net Income: 1.1

TTM FCF of $473.00M on $87.00M in operating cash flow. The FCF / Net Income ratio of 1.1x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has risen for 4 consecutive quarters — an improving trend.