Goosehead Insurance (GSHD) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Goosehead Insurance

NasdaqGS•Financial Services•Insurance Brokers

$56.47-2.89(-0.05%)Pre-market

Market Cap

$1.24B

P/E

35.2x

P/S

3.1x

Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers insurance service for homeowner's; automotive; dwelling property; flood, wind, and earthquake; excess liability or umbrella; general liability, and property and auto insurance for small businesses; life insurance; and motorcycle, recreational vehicle, and other insurance policies. It distributes its products and services through corporate and franchise locations. Goosehead Insurance, Inc. was founded in 2003 and is headquartered in Westlake, Texas.

How this company scores

WeakMetricSide Score: 65/100

Grade capped at D — Negative equity — the balance sheet is insolvent. Strongest: Growth (25/25); weakest: Balance Sheet & Red Flags (8/25).

Profitability14/25

Growth25/25

Balance Sheet & Red Flags8/25

Cash & Earnings Quality18/25

Strengths

Growing revenueStrong marginsRising earningsCash-backed earnings

Grade capped at D

Negative equity — the balance sheet is insolvent.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 35.2x5y range 33.8x – 1361.1x

Currently below its 19-quarter median.

P/S · 3.1x5y range 2.7x – 20.2x

Currently below its 20-quarter median.

P/B · 65.4x5y range 61.2x – 966.3x

Price & Volume

Market Cap $1.24B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $402.16M
Q. Revenue: $113.39M
TTM EBITDA: $112.02M
TTM Op. Income: $93.76M
Q. Op. Income: $26.59M
TTM Net Income: $35.29M
Q. Net Income: $10.06M
EPS: $0.42
Shares Out.: $23.72M

$402.16M in TTM revenue grew 17.7% YoY, reaching $113.39M last quarter. TTM EBITDA of $112.02M and TTM operating income of $93.76M show growth is flowing through to the bottom line. TTM net income of $35.29M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 26.6%
Op. Margin: 23.5%
Net Margin: 8.9%

Op. margin of 23.5% is up 6.8% YoY — cost efficiency is improving. Net margin at 8.9% Over the past year, operating margin is up 41% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 35.2x
P/S Ratio: 3.1x
P/B Ratio: N/A

At 35.2x P/E, the stock trades above typical market levels — the market expects above-average growth. P/S of 3.1x and P/B of 0.0x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Over the past year, P/E is down 60% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $406.84M
Cash: $23.66M
Long-Term Debt: $314.38M
Book Value: $-188.53M
D/E Ratio: N/A
Debt/EBITDA: 10.4

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $15.93M
TTM Free Cash Flow: $79.68M
FCF Margin: 19.8%
FCF / Net Income: 2.3

TTM FCF of $79.68M on $15.93M in operating cash flow. The FCF / Net Income ratio of 2.3x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is down 3% — a weakening trend.