East West Bancorp (EWBC) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

East West Bancorp

NasdaqGS•Financial Services•Banks - Regional

$130.77+0.16(<0.01%)Market closed

Market Cap

$17.45B

P/E

12.1x

P/S

3.7x

P/B

1.9x

East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States. The company operates through three segments: Consumer and Business Banking, Commercial Banking, and Treasury and Other. It accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. The company provides various loan products, such as mortgage and home equity, commercial and residential real estate, construction finance, commercial business lending, working capital lines of credit, trade finance, letters of credit, affordable housing lending, asset-based lending, asset-backed finance, project finance, equipment financing, loan syndication, and equipment loans, as well as financing services for clients to facilitate their business transactions between the United States and Asia. It also provides foreign exchange, treasury management, wealth management, and interest rate and commodity risk hedging services; and mobile, and online banking services. The company was founded in 1973 and is headquartered in Pasadena, California.

How this company scores

ExcellentMetricSide Score: 84/100

Strongest: Cash & Earnings Quality (25/25); weakest: Balance Sheet & Red Flags (18/25).

Profitability22/25

Growth19/25

Balance Sheet & Red Flags18/25

Cash & Earnings Quality25/25

Strengths

Rising free cash flowStrong marginsHigh ROERising earnings

No red flags in the last 8 quarters.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 12.1x5y range 9.3x – 14.4x

Currently near its 20-quarter median.

P/S · 3.7x5y range 2.6x – 6.3x

Currently near its 20-quarter median.

P/B · 1.9x5y range 1.5x – 2.1x

Price & Volume

Market Cap $17.45B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $4.75B
Q. Revenue: $1.19B
TTM EBITDA: $2.18B
TTM Op. Income: $1.86B
Q. Op. Income: $467.52M
TTM Net Income: $1.45B
Q. Net Income: $363.70M
EPS: $2.65
Shares Out.: $137.45M

$4.75B in TTM revenue grew 3.8% YoY, reaching $1.19B last quarter. TTM EBITDA of $2.18B and TTM operating income of $1.86B show growth is flowing through to the bottom line. TTM net income of $1.45B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 66.6%
EBITDA Margin: 44.8%
Op. Margin: 39.4%
Net Margin: 30.6%

Op. margin of 39.4% is up 4.3% YoY — cost efficiency is improving. Net margin at 30.6% and gross margin of 66.6% show how much of each revenue dollar survives to profit. Across the last 8 quarters, operating margin has fallen for 2 consecutive quarters — a weakening trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 12.1x
P/S Ratio: 3.7x
P/B Ratio: 1.9x

At 12.1x P/E, the stock trades below typical market levels. P/S of 3.7x and P/B of 1.9x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Over the past year, P/E is up 3% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $84.76B
Cash: $5.09B
Long-Term Debt: $35.45M
Book Value: $9.25B
D/E Ratio: 0.0
Debt/EBITDA: 0.1

With $84.76B in assets and $35.45M in long-term debt, D/E is 0.0and book value is $9.25B — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has fallen for 7 consecutive quarters — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $601.40M
TTM Free Cash Flow: $1.86B
FCF Margin: 39.2%
FCF / Net Income: 1.3

TTM FCF of $1.86B on $601.40M in operating cash flow. The FCF / Net Income ratio of 1.3x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has risen for 3 consecutive quarters — an improving trend.