Dream Finders Homes (DFH) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Dream Finders Homes

NYSE•Consumer Cyclical•Residential Construction

$13.800.00(0.00%)Market closed

Market Cap

$1.04B

P/E

7.1x

P/S

0.3x

P/B

0.7x

Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.

How this company scores

WeakMetricSide Score: 29/100

Strongest: Balance Sheet & Red Flags (12/25); weakest: Cash & Earnings Quality (2/25).

Profitability11/25

Growth4/25

Balance Sheet & Red Flags12/25

Cash & Earnings Quality2/25

Strengths

Improving marginsNo share dilution

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 7.1x5y range 3.1x – 14.8x

Currently near its 19-quarter median.

P/S · 0.3x5y range 0.2x – 1.1x

Currently below its 19-quarter median.

P/B · 0.7x5y range 0.7x – 4.1x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

Operating margins dropped 48.7% over recent quarters — a sharp decline suggesting serious cost or pricing challenges.

Earnings Quality

Red Flag

Free cash flow has been negative in 6 of the last 8 quarters — earnings are not translating to cash.

Price & Volume

Market Cap $1.04B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $4.13B
Q. Revenue: $1.06B
TTM EBITDA: $198.05M
TTM Op. Income: $179.45M
Q. Op. Income: $25.96M
TTM Net Income: $146.69M
Q. Net Income: $27.72M
EPS: $0.27
Shares Out.: $91.30M

$4.13B in TTM revenue declined 12.2% YoY, reaching $1.06B last quarter. TTM EBITDA of $198.05M and TTM operating income of $179.45M show growth is flowing through to the bottom line. TTM net income of $146.69M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has fallen for 4 consecutive quarters — a weakening trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 14.5%
EBITDA Margin: 2.9%
Op. Margin: 2.4%
Net Margin: 2.6%

Op. margin of 2.4% is down 2.6% YoY — costs are rising relative to revenue. Net margin at 2.6% and gross margin of 14.5% show how much of each revenue dollar survives to profit. Over the past year, operating margin is down 51% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 7.1x
P/S Ratio: 0.3x
P/B Ratio: 0.7x

At 7.1x P/E, the stock trades below typical market levels. P/S of 0.3x and P/B of 0.7x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Over the past year, P/E is down 6% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $3.96B
Cash: $203.49M
Long-Term Debt: $1.82B
Book Value: $1.43B
D/E Ratio: 1.3
Debt/EBITDA: 57.9

With $3.96B in assets and $1.82B in long-term debt, D/E is 1.3and book value is $1.43B — moderate leverage. Over the past year, debt/equity is up 7% — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $-101.52M
TTM Free Cash Flow: $-161.75M
FCF Margin: -3.9%
FCF / Net Income: -1.1

TTM FCF of $-161.75M on $-101.52M in operating cash flow. The FCF / Net Income ratio of -1.1x means the business consumes cash — it is not yet self-funding. Across the last 8 quarters, free cash flow has fallen for 3 consecutive quarters — a weakening trend.