CTO Realty Growth (CTO) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

CTO Realty Growth

NYSE•Real Estate•REIT - Diversified

$19.71+0.12(0.01%)Market closed

Market Cap

$750.01M

P/E

16.9x

P/S

4.4x

P/B

1.1x

CTO Realty Growth, Inc. is a publicly traded real estate investment trust. The firm owns and operates a portfolio of high-quality, retail-based properties located primarily in higher growth markets in the United States. CTO also externally manages and owns a meaningful interest in Alpine Income Property Trust, Inc., a publicly traded net lease REIT. CTO Realty Growth, Inc. was incorporated in 1902 and is based in Winter Park, United States.

How this company scores

GoodMetricSide Score: 62/100

Strongest: Growth (22/25); weakest: Balance Sheet & Red Flags (9/25).

Profitability18/25

Growth22/25

Balance Sheet & Red Flags9/25

Cash & Earnings Quality13/25

Strengths

Growing revenueStrong marginsRising earningsProfit converts from growth

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 16.9x5y range 11.6x – 123.6x

Currently below its 13-quarter median.

P/S · 4.4x5y range 3.5x – 5.0x

Currently near its 20-quarter median.

P/B · 1.1x5y range 0.8x – 1.2x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

The company posted negative operating margins in recent quarters — core operations are unprofitable.

Earnings Quality

Watch

FCF/Net Income has dropped below 0.7x in 4 quarters — monitor for earnings quality deterioration.

Price & Volume

Market Cap $750.01M

Metrics at a Glance

as of September 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $170.26M
Q. Revenue: $46.91M
TTM EBITDA: $128.53M
TTM Op. Income: $63.91M
Q. Op. Income: $11.57M
TTM Net Income: $44.48M
Q. Net Income: $-5.17M
EPS: $-0.19
Shares Out.: $37.54M

$170.26M in TTM revenue grew 15.9% YoY, reaching $46.91M last quarter. TTM EBITDA of $128.53M and TTM operating income of $63.91M show growth is flowing through to the bottom line. TTM net income of $44.48M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 75.3%
EBITDA Margin: 61.7%
Op. Margin: 24.7%
Net Margin: -11.0%

Op. margin of 24.7% is down 1.9% YoY — costs are rising relative to revenue. Net margin at -11.0% and gross margin of 75.3% show how much of each revenue dollar survives to profit. Over the past year, operating margin is down 7% — a weakening trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 16.9x
P/S Ratio: 4.4x
P/B Ratio: 1.1x

At 16.9x P/E, the stock trades within typical market levels. P/S of 4.4x and P/B of 1.1x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Over the past year, P/E is up 0% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $1.50B
Cash: $8.81M
Long-Term Debt: $717.62M
Book Value: $681.33M
D/E Ratio: 1.1
Debt/EBITDA: 24.8

With $1.50B in assets and $717.62M in long-term debt, D/E is 1.1and book value is $681.33M — moderate leverage. Over the past year, debt/equity is down 3% — a weakening trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $24.59M
TTM Free Cash Flow: $36.43M
FCF Margin: 21.4%
FCF / Net Income: 0.8

TTM FCF of $36.43M on $24.59M in operating cash flow. The FCF / Net Income ratio of 0.8x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has fallen for 2 consecutive quarters — a weakening trend.