Chimera Investment (CIM) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Chimera Investment

NYSE•Real Estate•REIT - Mortgage

$11.64+0.07(0.01%)Market closed

Market Cap

$911.05M

P/E

752.3x

P/S

3.3x

P/B

0.4x

Chimera Investment Corporation operates as a real estate investment trust (REIT) in the United States. It operates in two segments, Investment Portfolio and Residential Origination. The company, through its subsidiaries, invests in, originates, and manages a portfolio of mortgage assets, including residential mortgage loans, non-agency mortgage-backed securities, agency mortgage-backed securities, business purpose loans, investor loans, mortgage servicing rights, and other real estate-related assets. It also invests in investment grade, non-investment grade, and non-rated securities. In addition, the company offers third-party advisory services. The company qualifies as a REIT for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Chimera Investment Corporation was incorporated in 2007 and is headquartered in New York, New York.

How this company scores

WeakMetricSide Score: 31/100

Grade capped at D — Interest coverage below 1× (0.1x) — earnings cannot cover interest. Strongest: Balance Sheet & Red Flags (13/25); weakest: Cash & Earnings Quality (4/25).

Profitability5/25

Growth9/25

Balance Sheet & Red Flags13/25

Cash & Earnings Quality4/25

Strengths

Low leverageConsistent growthNet cash positionImproving margins

Grade capped at D

Interest coverage below 1× (0.1x) — earnings cannot cover interest.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 752.3x5y range 3.6x – 752.3x

Currently above its 16-quarter median.

P/S · 3.3x5y range 2.4x – 6.2x

Currently near its 20-quarter median.

P/B · 0.4x5y range 0.4x – 1.0x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

Operating margins dropped 98.2% over recent quarters — a sharp decline suggesting serious cost or pricing challenges.

Earnings Quality

Red Flag

Free cash flow has been negative in 4 of the last 8 quarters — earnings are not translating to cash.

Price & Volume

Market Cap $911.05M

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $276.70M
Q. Revenue: $70.51M
TTM EBITDA: $17.96M
TTM Op. Income: $-1.05M
Q. Op. Income: $17.07M
TTM Net Income: $1.21M
Q. Net Income: $17.37M
EPS: $-0.05
Shares Out.: $83.81M

$276.70M in TTM revenue grew 3.4% YoY, reaching $70.51M last quarter. TTM EBITDA of $17.96M and TTM operating income of $-1.05M show growth is flowing through to the bottom line. TTM net income of $1.21M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 3 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 30.0%
Op. Margin: 24.2%
Net Margin: 24.6%

Op. margin of 24.2% is down 30.1% YoY — costs are rising relative to revenue. Net margin at 24.6% Over the past year, operating margin is down 55% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 752.3x
P/S Ratio: 3.3x
P/B Ratio: 0.4x

At 752.3x P/E, the stock trades above typical market levels — the market expects above-average growth. P/S of 3.3x and P/B of 0.4x provide additional context. P/E sits above typical market levels while revenue growth is below 5%. Across the last 8 quarters, P/E has risen for 2 consecutive quarters — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $16.05B
Cash: $444.04M
Long-Term Debt: $252.55M
Book Value: $2.42B
D/E Ratio: 0.1
Debt/EBITDA: 11.9

With $16.05B in assets and $252.55M in long-term debt, D/E is 0.1and book value is $2.42B — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has risen for 5 consecutive quarters — a weakening trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $-339.22M
TTM Free Cash Flow: $-386.15M
FCF Margin: -139.6%
FCF / Net Income: -318.9

TTM FCF of $-386.15M on $-339.22M in operating cash flow. The FCF / Net Income ratio of -318.9x means the business consumes cash — it is not yet self-funding. Over the past year, free cash flow is down 420% — a weakening trend.