Chubb (CB) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Chubb

NYSE•Financial Services•Insurance - Property & Casualty

$341.90+0.37(<0.01%)After hours

Market Cap

$131.17B

P/E

11.7x

P/S

2.1x

P/B

1.7x

Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; professional and management liability; environmental, health, and international coverages; and claims and risk management products and services, loss control, and engineering and complex claims management. It also provides homeowners, automobile and collector cars, valuable articles, and personal and excess liability insurance. In addition, the company offers multiple peril crop insurance and crop-hail insurance for farm, ranch, specialty (P&C), and commercial agriculture products; product and employer liability, business interruption, and specialty risk; property insurance products, including traditional commercial fire coverage, energy industry-related, marine, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and directors and officers, professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, it provides property catastrophe reinsurance; traditional and specialty P&C reinsurance; and protection and savings products, which includes individual and group term life, dental, critical illness, dementia, hospital cash, credit life, group employee benefits, whole life, universal life, unit linked contracts, endowment plans, and annuities. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.

How this company scores

ExcellentMetricSide Score: 81/100

Strongest: Profitability (23/25); weakest: Balance Sheet & Red Flags (14/25).

Profitability23/25

Growth21/25

Balance Sheet & Red Flags14/25

Cash & Earnings Quality23/25

Strengths

Strong marginsRising earningsLow leverageCash-backed earnings

No red flags in the last 8 quarters.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 11.7x5y range 8.7x – 17.2x

Currently near its 20-quarter median.

P/S · 2.1x5y range 1.7x – 2.3x

Currently near its 20-quarter median.

P/B · 1.7x5y range 1.3x – 1.8x

Price & Volume

Market Cap $131.17B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $61.80B
Q. Revenue: $15.82B
TTM EBITDA: $13.37B
TTM Op. Income: $13.37B
Q. Op. Income: $3.43B
TTM Net Income: $11.19B
Q. Net Income: $2.85B
EPS: $7.37
Shares Out.: $387.41M

$61.80B in TTM revenue grew 8.0% YoY, reaching $15.82B last quarter. TTM EBITDA of $13.37B and TTM operating income of $13.37B show growth is flowing through to the bottom line. TTM net income of $11.19B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 21.7%
Op. Margin: 21.7%
Net Margin: 18.0%

Op. margin of 21.7% is up 1.0% YoY — cost efficiency is improving. Net margin at 18.0% Over the past year, operating margin is up 5% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 11.7x
P/S Ratio: 2.1x
P/B Ratio: 1.7x

At 11.7x P/E, the stock trades below typical market levels. P/S of 2.1x and P/B of 1.7x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is down 7% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $281.32B
Cash: $2.51B
Long-Term Debt: $17.45B
Book Value: $75.37B
D/E Ratio: 0.2
Debt/EBITDA: 5.1

With $281.32B in assets and $17.45B in long-term debt, D/E is 0.2and book value is $75.37B — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has risen for 2 consecutive quarters — a weakening trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $3.73B
TTM Free Cash Flow: $15.38B
FCF Margin: 24.9%
FCF / Net Income: 1.4

TTM FCF of $15.38B on $3.73B in operating cash flow. The FCF / Net Income ratio of 1.4x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has risen for 2 consecutive quarters — an improving trend.