Allstate Corporation (The) (ALL) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Allstate Corporation (The)

NYSE•Financial Services•Insurance - Property & Casualty

$252.21-2.64(-0.01%)After hours

Market Cap

$65.24B

P/E

4.9x

P/S

0.9x

P/B

1.9x

The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. It operates in four segments: Allstate Protection; Run-off Property-Liability; Protection Services; and Corporate and Other. The company offers private passenger auto, homeowners, other personal lines and commercial insurance through exclusive agents, independent agents, contact centers and online under the Allstate, National General, Direct Auto and Answer Financial brands. It also provides consumer product protection plans, device and mobile data collection services, and analytic solutions using automotive telematics information, roadside assistance, and protection plans; and insurance products, such as identity protection and restoration. In addition, the company offers property and casualty insurance, as well as engages in company activities and certain non-insurance operations, including expenses associated with strategic initiatives. Further, it offers automotive protection; vehicle service contracts, guaranteed asset protection, road hazard tires and wheels, and paintless dent repair protection; and roadside assistance, mobility data collection services, and analytic solutions using automotive telematics information, identity theft protection, and remediation services. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.

How this company scores

ExcellentMetricSide Score: 87/100

Strongest: Profitability (25/25); weakest: Balance Sheet & Red Flags (18/25).

Profitability25/25

Growth21/25

Balance Sheet & Red Flags18/25

Cash & Earnings Quality23/25

Strengths

Rising free cash flowStrong marginsHigh ROERising earnings

No red flags in the last 8 quarters.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 4.9x5y range 4.4x – 34.5x

Currently below its 14-quarter median.

P/S · 0.9x5y range 0.5x – 0.9x

Currently near its 20-quarter median.

P/B · 1.9x5y range 1.3x – 2.5x

Price & Volume

Market Cap $65.24B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $70.14B
Q. Revenue: $18.60B
TTM EBITDA: $16.98B
TTM Op. Income: $16.98B
Q. Op. Income: $4.14B
TTM Net Income: $13.31B
Q. Net Income: $3.27B
EPS: $12.66
Shares Out.: $256.00M

$70.14B in TTM revenue grew 5.9% YoY, reaching $18.60B last quarter. TTM EBITDA of $16.98B and TTM operating income of $16.98B show growth is flowing through to the bottom line. TTM net income of $13.31B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 22.3%
Op. Margin: 22.3%
Net Margin: 17.6%

Op. margin of 22.3% is up 6.0% YoY — cost efficiency is improving. Net margin at 17.6% Over the past year, operating margin is up 37% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 4.9x
P/S Ratio: 0.9x
P/B Ratio: 1.9x

At 4.9x P/E, the stock trades below typical market levels. P/S of 0.9x and P/B of 1.9x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is down 46% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $124.76B
Cash: $840.00M
Long-Term Debt: $7.49B
Book Value: $33.68B
D/E Ratio: 0.2
Debt/EBITDA: 1.8

With $124.76B in assets and $7.49B in long-term debt, D/E is 0.2and book value is $33.68B — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has fallen for 7 consecutive quarters — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $2.63B
TTM Free Cash Flow: $12.25B
FCF Margin: 17.5%
FCF / Net Income: 0.9

TTM FCF of $12.25B on $2.63B in operating cash flow. The FCF / Net Income ratio of 0.9x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has risen for 4 consecutive quarters — an improving trend.