Assurant (AIZ) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Assurant

NYSE•Financial Services•Insurance - Property & Casualty

$283.81+0.25(<0.01%)Pre-market

Market Cap

$13.96B

P/E

13.1x

P/S

1.0x

P/B

2.3x

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

How this company scores

ExcellentMetricSide Score: 82/100

Strongest: Cash & Earnings Quality (25/25); weakest: Balance Sheet & Red Flags (15/25).

Profitability21/25

Growth21/25

Balance Sheet & Red Flags15/25

Cash & Earnings Quality25/25

Strengths

Rising free cash flowHigh ROERising earningsInterest easily covered

No red flags in the last 8 quarters.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 13.1x5y range 6.5x – 25.9x

Currently near its 20-quarter median.

P/S · 1.0x5y range 0.6x – 1.0x

Currently near its 20-quarter median.

P/B · 2.3x5y range 1.4x – 2.3x

Price & Volume

Market Cap $13.96B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $13.46B
Q. Revenue: $3.45B
TTM EBITDA: $1.72B
TTM Op. Income: $1.33B
Q. Op. Income: $376.90M
TTM Net Income: $1.06B
Q. Net Income: $298.60M
EPS: $5.98
Shares Out.: $49.52M

$13.46B in TTM revenue grew 9.4% YoY, reaching $3.45B last quarter. TTM EBITDA of $1.72B and TTM operating income of $1.33B show growth is flowing through to the bottom line. TTM net income of $1.06B means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 12.9%
Op. Margin: 10.9%
Net Margin: 8.6%

Op. margin of 10.9% is up 1.8% YoY — cost efficiency is improving. Net margin at 8.6% Across the last 8 quarters, operating margin has risen for 2 consecutive quarters — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 13.1x
P/S Ratio: 1.0x
P/B Ratio: 2.3x

At 13.1x P/E, the stock trades below typical market levels. P/S of 1.0x and P/B of 2.3x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is down 7% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $36.08B
Cash: $1.70B
Long-Term Debt: N/A
Book Value: $6.10B
D/E Ratio: N/A
Debt/EBITDA: 0.0

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $454.40M
TTM Free Cash Flow: $1.66B
FCF Margin: 12.3%
FCF / Net Income: 1.6

TTM FCF of $1.66B on $454.40M in operating cash flow. The FCF / Net Income ratio of 1.6x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is up 71% — an improving trend.