Zions Bancorporation N.A. (ZION) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 76.9%
EBITDA Margin: 41.2%
Op. Margin: 39.4%
Net Margin: 30.6%

Op. margin of 39.4% is up 14.3% YoY — cost efficiency is improving. Net margin at 30.6% and gross margin of 76.9% show how much of each revenue dollar survives to profit.

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit