Virginia National Bankshares (VABK) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 70.9%
EBITDA Margin: 29.3%
Op. Margin: 26.5%
Net Margin: 45.5%

Op. margin of 26.5% is down 2.6% YoY — costs are rising relative to revenue. Net margin at 45.5% and gross margin of 70.9% show how much of each revenue dollar survives to profit.

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit