German American Bancorp (GABC) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 78.2%
EBITDA Margin: 37.9%
Op. Margin: 33.9%
Net Margin: 27.0%

Op. margin of 33.9% is up 8.8% YoY — cost efficiency is improving. Net margin at 27.0% and gross margin of 78.2% — earnings take a bigger bite when COGS stays lean..

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit