Flagstar Bank, N.A. (FLG) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 49.0%
EBITDA Margin: -0.5%
Op. Margin: -2.7%
Net Margin: 3.2%

Op. margin of -2.7% is up 10.3% YoY — cost efficiency is improving. Net margin at 3.2% and gross margin of 49.0% show how much of each revenue dollar survives to profit.

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit