FB Financial (FBK) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 68.5%
EBITDA Margin: 29.9%
Op. Margin: 28.7%
Net Margin: 23.0%

Op. margin of 28.7% is up 35.3% YoY — cost efficiency is improving. Net margin at 23.0% and gross margin of 68.5% show how much of each revenue dollar survives to profit.

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit