Equifax (EFX) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Equifax

NYSE•Industrials•Consulting Services

$161.17-2.63(-0.02%)After hours

Market Cap

$19.23B

P/E

27.8x

P/S

3.0x

P/B

4.4x

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

How this company scores

ExcellentMetricSide Score: 80/100

Strongest: Cash & Earnings Quality (25/25); weakest: Balance Sheet & Red Flags (12/25).

Profitability22/25

Growth21/25

Balance Sheet & Red Flags12/25

Cash & Earnings Quality25/25

Strengths

Rising free cash flowStrong marginsHigh ROECash-backed earnings

No red flags in the last 8 quarters.

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 27.8x5y range 27.8x – 64.7x

Currently below its 20-quarter median.

P/S · 3.0x5y range 3.0x – 7.2x

Currently below its 20-quarter median.

P/B · 4.4x5y range 4.4x – 9.9x

Price & Volume

Market Cap $19.23B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $6.44B
Q. Revenue: $1.70B
TTM EBITDA: $1.90B
TTM Op. Income: $1.15B
Q. Op. Income: $314.20M
TTM Net Income: $691.30M
Q. Net Income: $183.90M
EPS: $1.55
Shares Out.: $118.40M

$6.44B in TTM revenue grew 10.3% YoY, reaching $1.70B last quarter. TTM EBITDA of $1.90B and TTM operating income of $1.15B show growth is flowing through to the bottom line. TTM net income of $691.30M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 29.6%
Op. Margin: 18.5%
Net Margin: 10.8%

Op. margin of 18.5% is down 1.7% YoY — costs are rising relative to revenue. Net margin at 10.8% Over the past year, operating margin is down 9% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 27.8x
P/S Ratio: 3.0x
P/B Ratio: 4.4x

At 27.8x P/E, the stock trades within typical market levels. P/S of 3.0x and P/B of 4.4x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Across the last 8 quarters, P/E has fallen for 4 consecutive quarters — an improving trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $11.98B
Cash: $170.10M
Long-Term Debt: $4.06B
Book Value: $4.38B
D/E Ratio: 0.9
Debt/EBITDA: 8.1

With $11.98B in assets and $4.06B in long-term debt, D/E is 0.9and book value is $4.38B — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has risen for 4 consecutive quarters — a weakening trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $339.80M
TTM Free Cash Flow: $1.10B
FCF Margin: 17.1%
FCF / Net Income: 1.6

TTM FCF of $1.10B on $339.80M in operating cash flow. The FCF / Net Income ratio of 1.6x means free cash flow covers net income — earnings are backed by cash. Over the past year, free cash flow is up 21% — a weakening trend.