Euronet Worldwide (EEFT) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

Euronet Worldwide

NasdaqGS•Technology•Software - Infrastructure

$69.01-1.10(-0.02%)Pre-market

Market Cap

$2.57B

P/E

8.9x

P/S

0.6x

P/B

2.1x

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

How this company scores

AverageMetricSide Score: 59/100

Strongest: Profitability (17/25); weakest: Balance Sheet & Red Flags (13/25).

Profitability17/25

Growth15/25

Balance Sheet & Red Flags13/25

Cash & Earnings Quality14/25

Strengths

High ROECash-backed earningsConsistent growthImproving margins

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 8.9x5y range 8.3x – 87.5x

Currently below its 20-quarter median.

P/S · 0.6x5y range 0.6x – 2.1x

Currently below its 20-quarter median.

P/B · 2.1x5y range 2.1x – 5.6x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

Some Concerns

Margin Pressure

Watch

Operating margins declined 11.0% — watch for continued compression, which may signal competitive or cost pressure.

Leverage Risk

Watch

Debt-to-equity has risen 100.3% recently — increasing financial risk even if the current ratio is manageable.

Price & Volume

Market Cap $2.57B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $4.37B
Q. Revenue: $1.11B
TTM EBITDA: $657.50M
TTM Op. Income: $505.10M
Q. Op. Income: $137.10M
TTM Net Income: $288.40M
Q. Net Income: $77.40M
EPS: $2.04
Shares Out.: $37.87M

$4.37B in TTM revenue grew 5.8% YoY, reaching $1.11B last quarter. TTM EBITDA of $657.50M and TTM operating income of $505.10M show growth is flowing through to the bottom line. TTM net income of $288.40M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

EBITDA Margin: 16.0%
Op. Margin: 12.4%
Net Margin: 7.0%

Op. margin of 12.4% is down 2.4% YoY — costs are rising relative to revenue. Net margin at 7.0% Over the past year, operating margin is down 16% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 8.9x
P/S Ratio: 0.6x
P/B Ratio: 2.1x

At 8.9x P/E, the stock trades below typical market levels. P/S of 0.6x and P/B of 2.1x provide additional context. P/E sits below typical market levels while revenue is growing. Over the past year, P/E is down 31% — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $6.49B
Cash: $1.20B
Long-Term Debt: $1.83B
Book Value: $1.23B
D/E Ratio: 1.5
Debt/EBITDA: 10.3

With $6.49B in assets and $1.83B in long-term debt, D/E is 1.5and book value is $1.23B — moderate leverage. Across the last 8 quarters, debt/equity has risen for 2 consecutive quarters — a weakening trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $148.00M
TTM Free Cash Flow: $268.90M
FCF Margin: 6.1%
FCF / Net Income: 0.9

TTM FCF of $268.90M on $148.00M in operating cash flow. The FCF / Net Income ratio of 0.9x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has fallen for 2 consecutive quarters — a weakening trend.