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CNH Industrial N.V. (CNH) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

CNH Industrial N.V.
NYSE•Industrials•Farm & Heavy Construction Machinery
$13.75+0.17(0.01%)Pre-market
Market Cap
$16.77B
P/E
53.9x
P/S
0.9x
P/B
2.2x

CNH Industrial N.V., an equipment company, engages in the develops, manufacture, and sale agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company operates through three segments: Agriculture, Construction, and Financial Services. The Agriculture segment develops, manufactures, distributes, and supports agriculture equipment, implements, and precision agriculture solutions, such as tractors, harvesters, hay and forage equipment, seeding and planting equipment, and self-propelled sprayers under Case IH, New Holland, STEYR, and Raven brands. The Construction segment develops, manufactures, distributes, and supports construction equipment comprising excavators, crawler dozers, graders, wheel loaders, backhoe loaders, skid steer loaders, and compact track loaders under the New Holland Construction, Case Construction, and Eurocomach brands. The Financial Services segment provides and administers financing to end-use customers for the purchase of new and used agricultural and construction equipment and components, as well as revolving charge account financing and other financial services under the Banco CNH brand. This segment also offers wholesale financing to CNH dealers and distributors, as well as trade receivables factoring services. CNH Industrial N.V. was founded in 1842 and is headquartered in Basildon, the United Kingdom

C

How this company scores

AverageMetricSide Score: 46/100

Strongest: Balance Sheet & Red Flags (15/25); weakest: Growth (8/25).

Profitability9/25
Growth8/25
Balance Sheet & Red Flags15/25
Cash & Earnings Quality14/25
Strengths
Interest easily coveredCash-backed earningsNet cash positionImproving margins

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 53.9x5y range 5.0x – 53.9x
P/E 53.9x · above its 13-quarter median

Currently above its 13-quarter median.

P/S · 0.9x5y range 0.5x – 0.9x
P/S 0.9x · above its 13-quarter median

Currently above its 13-quarter median.

P/B · 2.2x5y range 1.5x – 3.1x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

Operating margins dropped 74.0% over recent quarters — a sharp decline suggesting serious cost or pricing challenges.

Earnings Quality

Watch

FCF/Net Income has dropped below 0.7x in 3 quarters — monitor for earnings quality deterioration.

Price & Volume
Market Cap $16.77B

Metrics at a Glance

as of June 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue
$18.18B
1%
Q. Revenue
$4.80B
2%
TTM EBITDA
$1.42B
6Q
TTM Op. Income
$960.00M
6Q
Q. Op. Income
$273.00M
33%
TTM Net Income
$311.00M
7Q
Q. Net Income
$138.00M
35%
EPS
$0.11
35%
Shares Out.
$1.24B
3Q
$18.18B in TTM revenue grew 0.6% YoY, reaching $4.80B last quarter. TTM EBITDA of $1.42B and TTM operating income of $960.00M show growth is flowing through to the bottom line. TTM net income of $311.00M means revenue is converting into profit. Over the past year, TTM revenue is up 1% — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin
29.3%
9%
EBITDA Margin
8.1%
26%
Op. Margin
5.7%
35%
Net Margin
2.9%
36%
Op. margin of 5.7% is down 3.0% YoY — costs are rising relative to revenue. Net margin at 2.9% and gross margin of 29.3% show how much of each revenue dollar survives to profit. Over the past year, operating margin is down 35% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio
53.9x
2Q
P/S Ratio
0.9x
2Q
P/B Ratio
2.2x
2Q
At 53.9x P/E, the stock trades above typical market levels — the market expects above-average growth. P/S of 0.9x and P/B of 2.2x provide additional context. P/E sits above typical market levels while revenue growth is below 5%. Across the last 8 quarters, P/E has risen for 2 consecutive quarters — a weakening trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets
$42.17B
3%
Cash
$1.87B
26%
Long-Term Debt
N/A
Book Value
$7.79B
0%
D/E Ratio
N/A
Debt/EBITDA
0.0

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow
$145.00M
81%
TTM Free Cash Flow
$821.00M
4Q
FCF Margin
4.5%
4Q
FCF / Net Income
2.6
7%
TTM FCF of $821.00M on $145.00M in operating cash flow. The FCF / Net Income ratio of 2.6x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has fallen for 4 consecutive quarters — a weakening trend.

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· near its 16-quarter median

Currently near its 16-quarter median.

Revenue Decline

Red Flag

Revenue declined in 5 of the last 7 quarters — persistent contraction signals a fundamental problem.

Cash Burn

Watch

FCF turned negative in 2 of the last 8 quarters — occasional cash consumption.