CCC Intelligent Solutions Holdi (CCC) Stock Fundamentals, Analysis & Risk Signals

Health score, price, valuation, risk signals, and key metrics at a glance.

CCC Intelligent Solutions Holdi

NasdaqGS•Technology•Software - Application

$7.700.00(0.00%)Pre-market

Market Cap

$4.40B

P/E

59.1x

P/S

3.9x

P/B

2.4x

CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China. The company's cloud-based SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, artificial intelligence enabled digital workflow across the insurers, repairers, automakers, parts suppliers, lenders, and others. It offers CCC insurance solutions, including CCC workflow, CCC estimating, CCC Total Loss, CCC subrogation, CCC automotive claim handling, CCC casualty, bodily injury claims synthesis, disability claims guidance, and workers' compensation claims guidance; CCC repair solutions, such as CCC estimating, CCC network management, CCC repair workflow, CCC repair quality, and CCC business-office solutions; CCC ecosystem and other solutions, which includes CCC parts solutions, CCC automotive manufacturer solutions, CCC diagnostics service provider solutions, and CCC payments; and CCC international solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.

How this company scores

GoodMetricSide Score: 77/100

Strongest: Cash & Earnings Quality (25/25); weakest: Balance Sheet & Red Flags (10/25).

Profitability19/25

Growth23/25

Balance Sheet & Red Flags10/25

Cash & Earnings Quality25/25

Strengths

Rising free cash flowStrong marginsRising earningsCash-backed earnings

Valuation vs. 5-year range

Today's multiple positioned against its own trailing range — a visual premium/discount check.

P/E · 59.1x5y range 59.1x – 2913.5x

Currently below its 11-quarter median.

P/S · 3.9x5y range 2.5x – 9.9x

Currently below its 20-quarter median.

P/B · 2.4x5y range 1.6x – 4.1x

Watch items

Data-driven signals worth keeping an eye on across the last 8 quarters

High Risk

Margin Pressure

Red Flag

The company posted negative operating margins in recent quarters — core operations are unprofitable.

Leverage Risk

Watch

Debt-to-equity has risen 49.6% recently — increasing financial risk even if the current ratio is manageable.

Price & Volume

Market Cap $4.40B

Metrics at a Glance

as of September 2026

Revenue & Profit

Revenue, EBITDA, operating income, net income, EPS, and shares

TTM Revenue: $1.14B
Q. Revenue: $294.09M
TTM EBITDA: $260.39M
TTM Op. Income: $203.93M
Q. Op. Income: $57.39M
TTM Net Income: $74.56M
Q. Net Income: $30.23M
EPS: $0.05
Shares Out.: $575.68M

$1.14B in TTM revenue grew 11.1% YoY, reaching $294.09M last quarter. TTM EBITDA of $260.39M and TTM operating income of $203.93M show growth is flowing through to the bottom line. TTM net income of $74.56M means revenue is converting into profit. Across the last 8 quarters, TTM revenue has risen for 7 consecutive quarters — an improving trend.

Margins

Gross, EBITDA, operating, and net margin trends

Gross Margin: 74.1%
EBITDA Margin: 24.5%
Op. Margin: 19.5%
Net Margin: 10.3%

Op. margin of 19.5% is up 8.3% YoY — cost efficiency is improving. Net margin at 10.3% and gross margin of 74.1% show how much of each revenue dollar survives to profit. Over the past year, operating margin is up 74% — an improving trend.

Price Ratios

P/E, P/S, P/B, EV/EBITDA, FCF yield, and earnings yield

P/E Ratio: 59.1x
P/S Ratio: 3.9x
P/B Ratio: 2.4x

At 59.1x P/E, the stock trades above typical market levels — the market expects above-average growth. P/S of 3.9x and P/B of 2.4x provide additional context. Use the growth and margin sections to judge whether the multiple is justified. Across the last 7 quarters, P/E has fallen for 3 consecutive quarters — an improving trend.

Assets & Liabilities

Total assets, cash, debt, book value, and leverage

Total Assets: $3.60B
Cash: $202.93M
Long-Term Debt: $1.26B
Book Value: $1.84B
D/E Ratio: 0.7
Debt/EBITDA: 17.4

With $3.60B in assets and $1.26B in long-term debt, D/E is 0.7and book value is $1.84B — a conservative capital structure with a cushion to weather downturns. Across the last 8 quarters, debt/equity has fallen for 2 consecutive quarters — an improving trend.

Cash Flow

Operating cash flow, free cash flow, FCF margin, and earnings quality

Op. Cash Flow: $100.43M
TTM Free Cash Flow: $311.38M
FCF Margin: 27.3%
FCF / Net Income: 4.2

TTM FCF of $311.38M on $100.43M in operating cash flow. The FCF / Net Income ratio of 4.2x means free cash flow covers net income — earnings are backed by cash. Across the last 8 quarters, free cash flow has risen for 2 consecutive quarters — an improving trend.