Bar Harbor Bankshares (BHB) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 73.4%
EBITDA Margin: 30.9%
Op. Margin: 28.4%
Net Margin: 22.5%

Op. margin of 28.4% is up 14.4% YoY — cost efficiency is improving. Net margin at 22.5% and gross margin of 73.4% show how much of each revenue dollar survives to profit.

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit