BayCom (BCML) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 74.7%
EBITDA Margin: -19.8%
Op. Margin: -21.3%
Net Margin: -20.6%

Op. margin of -21.3% is down 46.2% YoY — costs are rising relative to revenue. Net margin at -20.6% and gross margin of 74.7% show how much of each revenue dollar survives to profit.

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit