Bank of America (BAC) Margins & Profitability 2020-2026

Gross, EBITDA, operating, and net margin trends

Margins

Profit margins across the income statement

Gross Margin: 43.8%
EBITDA Margin: -12.0%
Op. Margin: -12.1%
Net Margin: 28.6%

Op. margin of -12.1% is up 2.8% YoY — cost efficiency is improving. Net margin at 28.6% and gross margin of 43.8% show how much of each revenue dollar survives to profit.

Gross Margin (%)

Revenue left after direct cost of goods sold

EBITDA Margin (%)

Operating profitability independent of capital structure

Operating & Net Margins (%)

How much of each dollar becomes profit